Whole-of-Market Mortgage Brokers - Best Deal Across 100+ Lenders
Independent Whole-Market Mortgage Advice for Buyers, Movers, Investors, and Anyone Needing the Widest Possible Lender Access
At Clark Mortgages, we scan the entire mortgage market, not just one bank, to secure the best possible deal for your circumstances. Whether you’re a first-time buyer, home mover, re-mortgager, investor, or someone with complex financial needs, we match your profile with the lender offering the strongest affordability, lowest long-term cost, and most favourable criteria. With access to high-street lenders, challenger banks, flexible building societies, boutique underwriters, and lenders who don’t advertise publicly, we ensure you never miss out on exclusive broker-only deals. Based in Chester and Cheshire, we support clients nationwide via phone, video, and online consultations.
Who We Help
Whole-of-market mortgage support for buyers who want choice, flexibility, and the best possible deal.
If you want access to every lender who works with brokers – including specialist providers and exclusive intermediary-only deals – this service is built for you.
Audience Segments
First-time buyers needing maximum borrowing power
Experienced home movers comparing rates across the market
Re-mortgagers chasing better deals or lower monthly payments
Buy-to-let and portfolio landlords
Limited company / SPV investors
Clients with complex income (self-employed, contractors, foreign currency)
Clients with adverse credit or past financial blips
Anyone declined by high-street banks or restricted panels.
Ready to Secure the Best Deal the Market Can Offer?
High-street banks can only sell their own products – but we compare them against 100+ lenders to ensure you never overpay. Whether you’re buying, remortgaging, or investing, we provide fast, impartial, and transparent advice designed to maximise your borrowing power and minimise long-term costs. With 24-hour illustration turnaround and our Mortgage Application Guarantee, you can move forward with complete confidence.
Your Mortgage Search - Made Simple
With over 90,000 mortgage products available in the UK, comparing lenders alone can feel overwhelming. We simplify the entire process and guide you from first enquiry to completion.
Key Steps / Benefits
Understand the market
Clear explanations of lender criteria, affordability rules, and product differences.
Assess your situation
We identify which lenders will offer the highest borrowing limit for your exact profile.
Search the whole market
Access to 100+ lenders, including specialist, boutique, and broker-only deals.
Handle the paperwork
We manage the application, package your case for underwriters, and coordinate with solicitors
Guide you from start to finish
From Agreement in Principle to keys in hand – with lifetime support for future remortgages or portfolio growth.
Specialist Support for Complex Financial Situations
Whole-of-market brokers are essential for borrowers who don’t fit standard high-street criteria. We work with lenders who manually assess real-life financial profiles rather than relying on rigid algorithms.
Specialist Support
Self-employed borrowers with retained profits or irregular income
Contractors and gig-economy workers needing day-rate calculations
Borrowers with adverse credit (defaults, CCJs, missed payments)
Complex income earners (bonuses, commissions, foreign currency)
SPV and limited company buy-to-let structures
High-net-worth clients needing bespoke underwriting
Commercial mortgages, bridging finance, and development funding.
Complex Cases - Handled with Expert Precision
Whole-of-market access is crucial for borrowers who have been rejected elsewhere or need specialist underwriting. We excel at placing cases that require deeper financial understanding – including multi-property portfolios, foreign currency income, adverse credit, and time-sensitive purchases.
Complex Scenarios
Multi-property portfolios and HMO lending
Self-employed applicants with 1–2 years of accounts
Adverse credit or historic financial issues
Foreign currency income or expat profiles
High LTV or low-deposit buyers
Time-sensitive purchases or chain-break situations
Bridging finance for auctions or broken chains
Development funding for new-build or renovation projects.
Why Use a Whole-of-Market Mortgage Broker?
Whole-of-market brokers offer far more choice – and far better outcomes – than restricted or single-bank advisors.
Broker Benefits
Access to exclusive broker-only mortgage deals
Whole-of-market advice across 100+ lenders
Expert navigation of complex criteria and affordability rules
Higher borrowing potential through lender comparison
Fully managed process from consultation to completion
Fast turnaround times and 24-hour illustrations
Manual underwriting for complex or non-standard cases
Case packaging to present your finances cleanly to underwriters.
Why Clients Choose Clark Mortgages
We combine whole-market access with specialist expertise and a risk-free application guarantee. All types of clients choose Clark Mortgages specialists because:
Chester-based expertise with nationwide reach
Access to 100+ lenders, including specialist and non-advertised providers
Expertise in complex income, adverse credit, and investor lending
Manual underwriting and bespoke case packaging
Strong local network with estate agents, accountants, and solicitors
20+ years of industry expertise
Transparent fees with no hidden costs
Fast, responsive service with 24-hour illustrations
Mortgage Application Guarantee – fee refunded if unsuccessful.
Compare Whole-of-Market Mortgage Deals
Whether you’re buying your first home, remortgaging, or expanding your property portfolio, our whole-of-market advisors are here to help. Speak to a real expert, get clear answers, and secure the best deal available across the entire UK mortgage market – without the stress of comparing thousands of products alone.
Contact us
Book an appointment today!
Jack Thompson
Maame Akua
18 Weeks Ago
As a contract worker, I honestly never thought I’d be able to get a decent mortgage offer from a high street bank. I was worried and unsure where to start. But thanks to Sam and his incredible team at Clark Mortgage, I’ve now secured a mortgage offer with a great interest rate—and I couldn’t be happier!
Read More
Kieran Toner