Unlock the Right Buy-to-Let Mortgage Fast with Chester’s Expert Brokers

Straight-Talking Mortgage Advice For First-Time Property Investors And Growing Portfolios Across The UK

We are Clark Mortgages, Chester’s independent buy to let mortgage brokers unlocking the right deals for buyers across the UK. Whether you are buying your first rental property, remortgaging an existing investment, or expanding a multi-property portfolio, we secure the right deal to maximise your property investments. We work with over 100 lenders across the whole market to find the perfect fit for your investment strategy. Based in Chester and working nationwide, we provide straight-talking, fast, and stress-free buy to let mortgage advice without the jargon.

100+

lenders

UK-wide

advice

Fast

clear options

From First Buy to Let to Portfolio Pro

We are the strategic partner for property investors across the UK.

We understand that every investor has different goals. We work with a wide range of clients to secure tailored buy to let mortgages, including:

Whether you’re buying, remortgaging or releasing equity – Clark Mortgages bring lots to the table from whole market access, tailored advice, and market know-how to time savings.

READY TO MOVE YOUR INVESTMENT FORWARD?

Get The Numbers You Need Quickly

Whether you are buying a new property, remortgaging to a better rate, or releasing equity to fund your next big purchase, we bring tailored advice, market know-how and serious time savings to the table. We get you the numbers you need quickly, often within 24 hours.

HOUR MORTGAGE OPTIONS

Your First Buy-to-Let — Made Simple

Starting a property portfolio can feel overwhelming. Unlock your first investment with our expert guidance.

We make complex buy-to-let mortgages feel straightforward. If you are new to property investment, we guide you through every step of the process so you can invest with total confidence.

Understand the market

We explain how deposits, rental yield calculations, and stress tests work in plain English.

Assess your situation

We run the numbers to show you exactly what you can afford to borrow.

Search the whole market

We find the best buy to let mortgage lenders that specifically welcome first-time investors.

Handle the paperwork

We manage the application, chase the underwriters, and jump the hurdles for you.

We guide you from your initial decision in principle right through to unlocking the front door.

Built For SPVs & Complex Portfolios

The right advice makes a complicated structure feel clear and manageable.

Buy-to-Let Mortgages for Limited Company (SPV) Investors

Using a limited company (SPV) can be a smart way to structure your property
investments – but finding the right mortgage can be more complex.
Our buy-to-let mortgage brokers work with specialist lenders who understand SPV
structures and offer flexible, competitive solutions tailored to your setup.

We can help you:

Access lenders that accept SPVs with the correct SIC codes

Secure competitive buy-to-let mortgage deals for company structures

Work with lenders who accept directors with limited or irregular income from the SPV

Decide whether a limited company structure is the right choice for your investment strategy

With the right advice, you can build your portfolio in a way that works for your longterm goals.

Complex Portfolios - Made Simple

Managing multiple properties takes time. Our clients are often time-poor, resultsdriven, and need brokers who truly understand the scale and complexity of multiproperty lending. Our portfolio mortgage solutions unlock growth for landlords who:

We can help you:

Hold 4 or more mortgaged properties.

Require complex portfolio-level stress testing.

Work with lenders who accept directors with limited or irregular income from the Want to remortgage or expand their holdings rapidly

Invest in Houses in Multiple Occupation (HMO), Multi-Unit Freehold Blocks (MUFB), or mixed-use properties.

Trust the experts: From investors with four properties to landlords managing hundreds
of units, there is very little we have not successfully financed.

Why Use a Buy-to-Let Mortgage Broker?

Working with a specialist buy-to-let mortgage broker can make the difference – not just in the deals you access, but in how quickly and successfully you secure them. Here’s why investors turn to Clark Mortgages over going to a high-street bank:

1

Access to exclusive buy-to-let mortgage deals

Many of the most competitive buy to let mortgage deals – especially for limited companies, HMOs, or large portfolios – are only available through brokers. We have access to over 100 lenders.

2

Whole-of-market mortgage advice

We compare over 100 buy-to-let lenders to find the right deal for your circumstances – far beyond what you’ll find on the high street

3

Expert navigation of complex criteria

From rental yield calculations to stress testing and lender requirements, we help you avoid delays, mistakes, and rejections.

4

Fully managed, time-saving process

We handle the paperwork, deal with lenders, and keep everything moving – so you can stay focused on your investment plans.

5

Fast turnaround times

We move quickly, often providing clear mortgage options within 24 hours so you can act when opportunities arise.

Risk Warning: Think carefully before securing other debts against your home

Why Investors Choose Clark Mortgages in Chester

Clark Mortgages combines local expertise with nationwide reach to support property investors across the UK.

Clients choose us because we offer:

Chester-based expertise with insight into the North West property market
Nationwide mortgage advice wherever you’re investing
Whole-of-market access to over 100 lenders
Straightforward, jargon-free advice you can rely on
Fast, responsive service when timing matters most
A broker fee refund guarantee if we can’t secure your mortgage after application

We keep things simple, transparent, and focused on getting you the right result.

Compare Buy-to-Let Mortgage Deals Today

Whether you’re exploring your first investment or expanding a portfolio, our expert buy-to-let mortgage brokers are ready to help you secure the right deal. Speak to a real advisor, get clear answers, and move forward with confidence

Unlock the Right Buy-to-Let Mortgage Fast with Chester’s Expert Brokers

Straight-Talking Mortgage Advice For First-Time Property Investors And Growing Portfolios Across The UK

From First Buy to Let to Portfolio Pro

First-time landlord

Experienced property investors:

Portfolio landlords

Limited company landlords (SPV):

Houses in Multiple Occupation (HMOs)

Complex cases: