Residential Mortgages

Home Mortgages to Unlock Your Next Property Move

Specialist Mortgage Advice for Buying or Remortgaging Your Home

Chester’s Home Mortgage Specialists —Turning ‘Maybes’ into Your Next Move for Buyers and Re-mortgaging 

Clark Mortgages in Chester is here to help you find a home mortgage that truly fits—especially when others can’t. Whether you’re a first-time buyer, moving house, or looking to remortgage, we’re ready to find you the right mortgage whatever your circumstances.

 As Chester’s specialist mortgage brokers, we work with clients whose financial situations aren’t always straightforward. Whether you’re employed with fluctuating income, a contractor, or self-employed with a tax-efficient setup, we understand that not everyone fits the traditional mould.

If you’ve been turned away by traditional lenders – maybe because of a smaller deposit, you’re buying through a help-to-buy scheme, or your credit history needs some explaining – we’re here to find the mortgage that brings your home ownership dream into reality.

Your Home Mortgage ‘Yes’ Starts Here

Clark Mortgages secure a home mortgage ‘yes’ for people including:

Self-employed clients with non-standard income

First Time Buyers Needing Higher Borrowing

Bad credit clients rebuilding after credit setbacks.

Contractors juggling variable contracts and day rates.

self-employed, freelance, or company directors

Declined by high-street lenders.

Our specialist mortgage advisors help people in real-life situations – not just perfect credit scores or PAYE jobs. Call 01244 554030 now to see how we can help you.

Self-Employed Mortgages:
That Work For The Way You Work

Many banks don’t make allowances for how self-employed income works—we do. Whether you’re a sole trader, freelancer, contractor, or company director, Clark Mortgages are the specialists to find a self-employed mortgage tailored to maximise your borrowing potential.

We can help if you:

Have 1 year of trading accounts

Take a low salary and dividends

Are paid a day rate or project-based

Leave profits in your business

Bad Credit? Declined Before? Let’s Find Your Home Mortgage ‘Yes’

Turned down by the high street? You’re far from alone – and you’re in the right place. At Clark Mortgages, we help people find their ‘yes’ to a home mortgage daily. Bad credit, missed payments, self-employment or anything in between—we see real lives, not just numbers

Missed payments or arrears

Defaults or CCJs (County Court Judgments)

IVA or debt management plans

Bankruptcy (current or discharged)

Low or no credit history

Remortgaging to Save, Invest, or Move On

Specialist Remortgage Support for When Your Life Doesn’t Fit the Boxe

Whether you’re looking to cut monthly costs, unlock equity, fund a renovation, or invest in your next business move, remortgaging could be the logical step to improve your finances 

 Clark Mortgages secure a remortgage ‘yes’ for people including:

Fixed rate mortgage coming to an end.

On high standard variable rate (SVR) deals.

Renovations, business or property investments.

Consolidate debt using property equity.

Call 01244 554030 to discuss your remortgage options with whole-of-market mortgage experts who search “far and wide” to find your best deal. Take your first step to a smarter mortgage switch today.

Let’s Make Your Next Move Happen

Getting a mortgage isn’t one-size-fits-all – and it’s one of life’s biggest steps. Whether you’re buying, remortgaging, or navigating a winding path to your new front door, you deserve mortgage advice that sees your full picture. Let’s find your mortgage ‘yes’ together — call 01244 554030 to get started.

Risk Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.