Clark Mortgage

enquiries@clarkmortgage.co.uk

Specialists In: Complex Income, Adverse Credit, Portfolio Landlords, Development

Commercial Mortgages

Commercial Mortgages that Work Harder for You

Whether you’re an experienced investor or a business owner taking the next step, our commercial mortgages secure the funding for a wide range of commercial properties. From offices and retail units, to bridging finance or commercial developments, we tailor solutions that support your long-term commercial goals – not just your next transaction.

We work with high street banks, and specialist commercial lenders only available to brokers, to secure the right deal for your commercial goals, even if your circumstances are complex.

Smarter Finance for Ambitious Commercial Property Investors

Unlock a tailored commercial mortgage deal that’s designed to fuel your growth—whether you’re scaling a portfolio, developing your first site, or securing premises for your business.

We secure smarter funding for:

Purchasing commercial premises

Bridging and development finance

Chain break or un-mortgageable property

Investing via SIPPs or SSAS

Mixed use and semi commercial property

Business expansion or relocation

At Clark Mortgages, we specialise in helping investors and business owners secure the right commercial property financing. From strategic refinancing to SIPP-backed purchases, our expert advisers work with you to structure commercial mortgage deals that align with your investment goals—not just a lender’s checklist.

Commercial Solutions to Move Your Business Forward

At Clark Mortgages, we provide a full suite of commercial mortgage solutions tailored to the unique needs of businesses, investors, and property developers.

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Owner-Occupied Commercial Mortgages

Ideal for business owners looking to stop renting and invest in their own workspace — such as offices, warehouses, or retail units. We help you secure competitive rates from specialist lenders with terms that suit your cash flow.

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Commercial Investment Mortgages

If you're buying office space, retail premises, or industrial units as an investment, we can connect you with lenders who understand complex income structures and lease agreements.

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Commercial Mortgage Refinancing

We help businesses and investors refinance existing commercial properties to release equity, secure lower interest rates, or consolidate debt — all tailored to your business growth plans.

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Semi-Commercial Mortgages

Whether it’s a shop with flats above or a pub with landlord accommodation, we help you secure finance for mixed-use properties that don’t always fit the standard mortgage model.

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Complex Income & Credit Situations

If your business has a complex structure, variable income, or you’ve had credit challenges, we won’t rule you out. Our network of specialist commercial lenders often says yes when high-street banks won’t.

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Interest-Only & Flexible Repayment Options

Whether you need interest-only payments for the first few years or flexible terms to accommodate seasonal income, we can help you find lenders that offer smart, business-friendly terms.

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Development & Refurbishment Projects

Need funds to renovate or expand your property? We arrange development finance and bridging loans for commercial refurbishments, expansions, and conversions.

Speak with a Mortgage Expert

Key Steps To Set You Up For Commercial Success

01

Initial Consultation

We understand your business or investment goals

02

Proposal & Pre-Approval

We outline funding routes and possible terms

03

Lender Match

We identify and approach the most suitable lender

04

Completion & Support

We stay with you until funds are released — and beyond

Why Use a Specialist Commercial Broker?

At Clark Mortgages, we offer more than just access to lenders — we offer insight and strategy.

Access to specialist
lenders and private banks

Experience handling complex structures (SPVs, LLPs)

Help with income projections, leases, and valuation-based lending

Support if you’ve been declined elsewhere

We understand commercial lending is rarely simple — and that’s exactly where we thrive.

Risk Warning: Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.